Once we have determined what your financial situation is and what risk level is most appropriate for you, we will seek out the best investment management plan for you to use. There are thousands of scenarios out there, as well as countless mutual funds and individual money managers to choose from. However, I know from nearly 40 years of experience and having a Certified Investment Management Analyst (CIMA®) designation that it takes patience and investigation to find the scenario that is right for you.
I work with Lockwood Advisors, a division of Bank of New York Mellon and Pershing, to help me deliver the best and safest route to managing your money. With the help of this team, I am able to leverage the intellectual capital so that the results are properly monitored, and we are able to obtain the best results.
I will meet with you periodically to stay up-to-date with your lifestyle and the financial needs of your family. As your situation changes, adjustments will be made to your portfolio. I will also alert you to any major changes that I would recommend due to market or economic factors.
As this process goes on, changes will continue to be made when necessary. I look forward to helping you achieve your financial needs.
The portfolio construction and consulting services we provide are extensive.
First, we find out what you have currently. You may have a 401k at work. We coordinate all your assets to optimize the returns you are receiving consistent with your risk level. You may be in retirement or about to retire. This could involve a lump sum distribution and requires good timing and sound Portfolio construction.
We then craft a unique plan for all your assets called the Investment Policy Statement. From that statement we carefully construct your individual portfolio or groups of portfolios. We do an extensive search of the many money managers available to you and after careful analysis we select the best fit of investments for your situation.
The process doesn’t end there because we will continue to review your portfolio on an ongoing basis reacting to changes you have personally or changes we would recommend.
Change is inevitable and requires constant attention to your portfolio and what is happening that can shape your financial future.
What is a Certified Investment Management Analyst (CIMA®)? Click Here.
